Revival Action will stop repossession action.

Revival’s objective is to help people who have been issued with a Repossession Order or Eviction Notice from their mortgage lender or the court and keep their home safe.

We do this through a detailed fact find of your circumstances and go through a detailed Income and Expenditure analysis to ensure that your disposable income is sufficient for you to make your mortgage payments.

Once we have drafted your case we will appoint a trained legal representative to act for you in court and present your case to the best of our ability.

What Action do we take to Prevent Repossession

The first stage is to understand at what stage of the legal process you are at. Every case is unique, so it is important for us to get detailed information about your circumstances, as this will help our legal team decide on the best course of action for your case.

We will ask you a number of specific questions about your situation, and perform a detailed income and expenditure analysis. Once this has been completed with the legal drafter the Legal Team can we give you the best advice for your circumstances.

Challenging Repossession at the First Hearing

If you have been given a date for the repossession hearing, then we will put together a proposal for your lender, this may mean that the hearing is cancelled. The proposal will detail how you plan to make your contractual mortgage payments, as well as making a contribution towards your mortgage arrears each month. If necessary, we will represent you in court to make sure that we achieve the best result.

Stopping Repossession at the Second Hearing

If you contact us after your mortgage lender has been granted a repossession order — we can still help.

We can explain how you can set up an Emergency Hearing at your local County Court. Our objective is to clearly demonstrate to the Court your change in circumstances so that we will show the court how you can afford to keep your home. Even if you are due to be evicted the following day.

Can Revival Action Stop Your Repossession?

We will try our very best to help you. We have to be realistic about your financial circumstances, of course, if you can’t afford your mortgage payments or to contribute towards your mortgage arrears, then you may need to consider selling your property. If the Court is informed that you are trying to sell your home at a competitive market price that will clear the mortgage, any arrears and release equity the court may allow you extra time to sell the property. — Especially with cases where there is substantial equity.

Call our legal team today for Free Repossession Advice on 0800 567 7547.