FAQs

I have been given a court date, How can Revival Help?

Being sent court date means that your mortgage lender wants to apply to the court for a Repossession Order at a court hearing. The outcome of this court hearing is dependant on the individual circumstances of your case. However, if you have fallen on hard times, and now you are getting back on your feet as long your case is presented clearly and you can prove that you have an income and can afford your normal mortgage plus a small amount towards the arrears, it is likely a suspended possession order will be granted with a first hearing.

Contact our experienced team now on 0800 567 7547

Is it too late for Revival to help me if I have been sent a Possession Order?

It is never too late for Revival to help with your home being repossessed, but you need to call Revival Action straight away. The longer we have then the more chance there is of saving your home.

Contact our experienced team now on 0800 567 7547

Can Revival really save my home?

Mortgage and Secured Loan Lenders see repossession as a last resort and there are many ways that you can avoid repossession. Regardless at what stage of the repossession process you are at, Revival Action can help.

Take action straight away, call Revival Action on 0800 567 7547

How quickly can Revival stop Repossession?

We have stopped repossessions where it has been literally the day before the repossession is due to take place. The more notice that Revival get then the longer we have to draft your case, brief our specialist law firm, organise an emergency hearing and book your representative for court to get the repossession stopped.

Contact our experienced team now on 0800 567 7547

What is the last point Revival can stop my repossession?

Revival can stop a Repossession up to the day of the eviction taking place, depending on your circumstances however you must talk to Revival Action as soon as possible.

Contact our experienced team now on 0800 567 7547

What is a Suspended Possession Order?

A Suspended Possession Order is when the court rules that you have agreed to a payment schedule with your mortgage lender in court. This means you will pay your usual mortgage payment plus a small amount each month towards your mortgage arrears. If you break this court order then your lender can re-apply to court to continue with the repossession process, and it is likely that the Judge will not be as understanding and may rule in favour of the lender, depending on the circumstances.

Are you facing Repossession? Call our experienced team on 0800 567 7547

What are mortgage arrears?

If you fail to make the monthly repayments on your mortgage you will go into arrears. If you do nothing about this your Mortgage Arrears will eventually lead to your mortgage lender applying for Repossession Order from a court, so that they can serve an Eviction Notice. If you have mortgage arrears then it is essential that you deal with them straight away and make this your priority.

Do you have Mortgage Arrears? Call our experienced team on 0800 567 7547

What can Revival do to help with my Mortgage Arrears?

We provide a specialist service that tackles the issue directly. We will take a full and detailed account of your circumstances and provide guidance during this stressful time. We have a team of experienced advisors who will explain the process that we will go through in presenting a case to your Mortgage Lender. Our service should stop all further legal action and give you the peace of mind that you can keep your home and pay any arrears off at an affordable rate.

Do you have Mortgage Arrears? Call our experienced team on 0800 567 7547

Should I take a loan to pay off my Mortgage Arrears?

Firstly, in this financial market if you have mortgage arrears it will be very difficult for you to get a new loan. You could try, but an expensive loan on a high interest rate tends to worsen the problem, by adding more pressure and may increase the chance of your home being repossessed.

Call our experienced team on 0800 567 7547 to discuss your arrears and work out a sensible solution that does not involve more debt.

How Successful are Revival at Negotiating with Lenders?

Revival have quickly become a recognised brand in dealing with people with mortgage arrears or facing repossession. We deal with Lenders every day in presenting our clients cases and establishing agreements to pay arrears over time, with a manageable and affordable payment arrangement.

It is always much easier to reach agreement with a Lender prior to any legal action and arrangements can be put in place more quickly.

Call our experienced team on 0800 567 7547 to discuss your arrears and work out a sensible solution that does not involve more debt.